Travel Insurance for Pro Sports and High-Risk Activities
Travel Insurance Brokers has experience sourcing cover options for a wide range of trips and pursuits.
Specialist Cover for Non-Standard Activities
Travel Insurance Brokers has a proven record of sourcing cover for professional and competitive sport, extreme activities and high-risk pursuits, including off-piste skiing, mountain climbing, martial arts and skydiving - drawing on a network of specialist insurers beyond the standard comparison sites.
What Pro Sports and High-Risk Travel Insurance Can Include
Cover options vary by activity and insurer, but policies sourced through Travel Insurance Brokers can include:
Unlimited medical and emergency evacuation cover
No excess or deductible on medical claims
No exclusions for professional, competitive or contact sports
Cover for luggage and missed flights
Personal liability cover
Cover for high value sports equipment such as bicycles, skis and snowboards, whether damaged in transit or lost or stolen while travelling
Options to meet entry requirements for international sporting events
*Terms, conditions, limits and exclusions apply. Cover varies by policy, activity and insurer.
Not Sure if Your Sport or Activity Is Covered?
Travel Insurance Brokers will help you find cover options that fit your sport, your activity and your trip.
Get straightforward help from an experienced broker. Fast, no obligation.
Who Travel Insurance Brokers Works With
We work with a wide range of athletes, adventurers and competitors heading overseas. The most common are:
Professional and Competitive Athletes
Whether you are a paid professional or a serious amateur competing at an organised event, we can help when standard travel policies are unable to cover you adequately.
Our experienced team can source cover to include professional and competitive sport, meeting the insurance requirements set by international sporting events and governing bodies.
Extreme and Adventure Sports
Planning to ski off-piste, go skydiving, scuba diving, a triathlon, martial arts or tackle a mountaineering route? We can help you find the right cover to match your activities that often sit outside most standard policies.
High-Risk Pursuits and Expeditions
Travel Insurance Brokers has the experience to source cover that often falls outside the scope of a standard policy.
If you are heading on a motorbike tour across Australia or a remote trekking expedition we can help find you the cover you need to set your plans in motion.
Why Athletes and Adventurers Choose Us
With access to specialist insurers that standard comparison sites do not reach, Travel Insurance Brokers can connect you with cover options that are actually built for high-risk travel and competitive sport.
You get clear explanations, no service fees, and dedicated support with claims communication throughout your season or trip.
“Travel Insurance Brokers consistently provide exceptional service, expert advice, and trusted support for Snow Sports NZ and our travelling teams. We highly recommend TIB and value the trusted partnership we have built over more than four years.”
Snow Sports NZ
Frequently Asked Questions
Why do standard travel policies exclude professional sport and extreme activities?
Standard travel insurance is designed for general leisure travel and prices accordingly. Professional sport, competitive events and high-risk activities carry a statistically higher chance of injury or medical intervention, which puts them outside the risk profile most standard insurers are willing to cover. Specialist policies are structured differently and priced to reflect the actual activity, which is why working with a broker who has access to those options makes a real difference.
Does it matter whether I am a paid professional or an amateur competitor?
Yes, and it is an important distinction. Many standard policies exclude competitive sport regardless of whether you are paid or not. Travel Insurance Brokers can explain which policy options apply to your situation, whether you are a professional athlete, a serious amateur or someone entering a one-off competitive event.
Can cover meet the entry requirements of an international sporting event?
Yes. Some international sporting events and governing bodies require athletes to hold a minimum level of insurance cover as a condition of entry. Travel Insurance Brokers can set out the options available and help you identify cover that meets those requirements.
Is cover available for high value sports equipment?
Yes. Policies can include options to cover high value sports equipment such as bicycles, skis, snowboards and similar items for damage in transit or loss and theft while travelling. Travel Insurance Brokers can explain how that cover is structured and what limits apply.
Are competitive motor sports covered?
Not at this stage. Travel Insurance Brokers does not currently have access to an underwriter who covers competitive motor sports, though this is something being actively worked towards. If motor sport cover is something you need, get in touch and Travel Insurance Brokers will let you know if the position has changed.
What if I have a pre-existing medical condition?
Pre-existing conditions are assessed on a case-by-case basis by the insurer. Travel Insurance Brokers can walk you through the assessment process so you understand what information will be needed and where you stand before you travel.
Do you charge any service fees?
No. Travel Insurance Brokers does not charge any service fees. Remuneration is received directly from the insurers. You can find full details in the Disclosure Statement.
Contact
Office Hours: Mon–Fri 9am–5pm
Phone: +64 7 855 0772
enquiries@travelinsurancebrokers.co.nz
PO Box 198 Thames, NZ
